Refer a friend now & benefit together


Give your friends a CHF 50 fee voucher* now and receive a CHF 35 credit on your fees. You will automatically be entered into a draw to win an iPhone 14 Pro**.

Refer a friend now & benefit together

Give CHF 50 fee voucher* and receive CHF 35 credit on your fees.

Until 26 December 2022, we’ll give you a special reward for your commitment. You will receive a CHF 35 credit on your fees for each successful referral (instead of the usual CHF 25) as soon as your friend has opened their frankly pillar 3a and entered your code.


For each successful referral, you are automatically entered into our prize draw and, with a bit of luck, win an iPhone 14 Pro**.

How it works:

  1. Open the app & click on «Refer a friend & benefit» under the big «+».
  2. Share your personal referral code directly from the app via e-mail, WhatsApp, etc.
  3. That’s all! We will inform you via a push notification and/or e-mail as soon as your friend has opened their frankly pillar 3a and redeemed your code. Your CHF 35 credit will be issued automatically.

Your CHF 35 credits can be used cumulatively, which means that you can get as many friends as you want enthusiastic about frankly.


Refer a friend now


Please make sure you have set your push and e-mail notifications in the app so we can keep you informed. You can do this in «Settings» in your profile directly in the app.


*Please note that the voucher you have forwarded to your friends is only valid and redeemable for new frankly customers within 48 hours of opening their first account. It cannot be used in conjunction with any other voucher codes.

Freunde einladen und gemeinsam profitieren

Raffle: Win 1x iPhone 14 Pro

For each recommendation, one of your tickets goes into the prize draw pot – the more recommendations, the higher your chances of winning. So recommend, get set, go – and soon an iPhone 14 Pro could be yours.

**Conditions of participation & legal information 

All those who successfully recommend frankly between 27 November and 26 December 2022 (the personal referral code is redeemed when a frankly account is opened) and are registered for the newsletter at the time of the prize draw will be entered into the draw for an iPhone 14 Pro. For each recommendation, one «ticket» is thrown into the hat – i.e. your chances of winning increase with the number of recommendations you make. The closing date for entries is midnight on 26 December 2022.


Only natural persons resident in Switzerland who are over the age of 18 are eligible to participate in the prize draw. If there are any suspicions of fraud or abuse, Zürcher Kantonalbank reserves the right to exclude individual frankly users from the draw, stop the promotion or reclaim the prize without giving reasons. In the event of exclusion or if the promotion is suspended, there shall be no claim to payment or compensation. Participation in the prize draw is free of charge. The organisers of this prize draw are Zürcher Kantonalbank and the Zürcher Kantonalbank Savings 3 Pension Foundation.

The winners will be drawn from all participants and will be personally notified by e-mail. The draw will take place in February 2023.


frankly may use your contact details in connection with the prize draw as well as for marketing purposes. No correspondence will be entered into about the draw. The prize may not be paid out in cash. All decisions are final.


Data Policy Zürcher Kantonalbank
Data Policy frankly

frankly - Säule 3a

Recommend it even in times of uncertainty?

Price corrections have always been part of the stock market. It's good for you to know: not only the time of entry is decisive, but also the investment period. The longer the investment horizon, the better you can counteract price fluctuations.



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