Calculate your pension

Your potential assets with securities

Your gender

years old

Your employment relationship

Annual deposit
Transfer 3a assets
Risk level

You play it safe and receive a privileged interest rate. Your assets will grow steadily.

Safety is a high priority to you. You want to avoid risks and losses. You prefer steady asset growth with only very slight fluctuations.

You prefer safety and take only manageable risks. You are willing to accept small fluctuations in assets.

You tolerate risk, but do not take any major risks. You accept moderate fluctuations in your assets.

You are more open to risk and are willing to take increased risks. You are willing to accept higher fluctuations in assets.

You are very open to risk and don't let losses bother you. You see risks as opportunities. You accept considerable fluctuations in assets.

This is how much you get with “frankly - cash”:Higher potential returns 
"frankly - expected" compared to the 
"frankly - cash":

Calculation and risk information

Every investment strategy has its own forecast. The calculation uses economic models and statistical methods. A distinction is made between expected performance, the lower value (worst-case performance) and the upper value (best-case performance). In 95 out of 100 cases, the performance of your balance should be between the upper and lower value. The forecast can be generated for an investment horizon of up to 10 years at most. With a longer investment horizon, the calculations are continued with the same values but no statements can be made about the probability that the calculated results will occur. The calculated values are net after deduction of the frankly all-in fee and are based on an interest payment of 0.80% on the pillar 3 account. Please note that this forecast does not take into account inflation and any taxes due at maturity.


frankly - best case
frankly - expected
frankly - cash
frankly - worst case

Save more through lower fees

Details on the calculation

The expected value is shown after deduction of the cumulative all-in fee and the cumulative average fees of the pillar 3 securities solutions compared by the independent Swiss online comparison service (as of December 2023). The calculation is based on the same assumptions regarding expected performance. It illustrates that saving with lower fees over a longer period of time leads to financial benefits. The calculation is based on the assumption that fees remain unchanged during the entire investment period.

Savings thanks to 
the all-in-fee of 0.44%

With frankly's 0.44% all-in-fee

With the competitor product and avg. 1.15% fees

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