Save on fees with a CHF 50 voucher*.

Voucher code: PROMO99

*Only valid for new frankly customers within 48 hours of first opening an account. The code cannot be used in conjunction with any other voucher codes. Vouchers can be redeemed until 31 December 2021.


Here’s how it works:

  1. Download the app
  2. Open a fully digital pillar 3a account in just a few minutes
  3. Enter the code while setting up an account in the app and save on fees
  4. Discover frankly, make your first deposit and transfer your existing third pillar savings

Your advantages with frankly

Quick and understandable

Fully digital. No paperwork and no bank visits.

Attractive yield opportunit­ies

Invest in high-quality Swisscanto investment products.

Simply cheap

60% cheaper than comparable securities savings offers (source:

Satisfied customers

250'000 app downloads, an average customer rating of 4.7/ 5 stars (Apple App Store) and 4.5/ 5 stars (Google Play), 10/21.

Calculate your pension

Your potential assets with securities

Your gender

years old

Your employment relationship

Annual deposit
Transfer 3a assets
Risik level

Safety is a top priority for you. You want to avoid risks and losses. You prefer steady asset growth with only very slight fluctuations.

You tend towards safety and only take manageable risks. You accept small fluctuations in assets.

You are risk-tolerant, but you do not take major risks. You accept slight fluctuations in assets.

You are more open to risk and are willing to take increased risks. You accept moderate fluctuations in assets.

You are very open to risk and are not worried about losses. You see risks as opportunities. You accept considerable fluctuations in assets.

Higher potential returns
"frankly - expected" compared to the
"3a account":

Calculation and risk information

Every investment strategy has its own forecast. The calculation uses economic models and statistical methods. A distinction is made between expected performance, the lower value (worst-case performance) and the upper value (best-case performance). In 95 out of 100 cases, the performance of your balance should be between the upper and lower value. The forecast can be generated for an investment horizon of up to 10 years at most. With a longer investment horizon, the calculations are continued with the same values but no statements can be made about the probability that the calculated results will occur. The calculated values are net after deduction of the frankly all-in fee and are based on an interest payment of 0.05% on the pillar 3 account. Please note that this forecast does not take into account inflation and any taxes due at maturity.


frankly - best case
frankly - expected
3a account (comparison)
frankly - worst case

Save more through lower fees

Details on the calculation

The expected value is shown after deduction of the cumulative all-in fee and the cumulative average fees of the pillar 3 securities solutions compared by the independent Swiss online comparison service (as of February 2020). The calculation is based on the same assumptions regarding expected performance. It illustrates that saving with lower fees over a longer period of time leads to financial benefits. The calculation is based on the assumption that fees remain unchanged during the entire investment period.

Savings thanks to 
the all-in-fee of 0.45%

With frankly's 0.45% all-in-fee

With the competitor product and avg. 1.21% fees

The frankly pillar 3a app at a glance

Simply cheap
Simple and fast
Prepare for retirement
Sustainable investing
Fully digital
So günstig ist frankly mit seiner All-in-FeeSo günstig ist frankly mit seiner All-in-Fee

Current all-in fee: 0.45%

The all-in fee on your account and securities balance is currently 0.45% thanks to the community discount. With frankly, you can expect no securities custody fees and no flat-rate administrative fees for the investment product; they are included in the all-in fee. Saving securities with frankly is half the price of comparable offers (source: 

Please note that issue and redemption charges apply in favour of the fund for the indexed investment products in particular and these are not included in the all-in fee. You can find an exact definition of the all-in fee in the FAQs.


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Open your frankly pillar 3a in just a few minutes

Pension provision made easy. All you need is your smartphone and an ID. Needless to say, we’ll help you every step of the way. Just download the app and away you go. In just a few minutes, you’re in. So what are you waiting for?


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Richtig vorsorgen mit frankly

Find an investment product that suits you. We’ll help you.

The main goal is to build up your savings. The excellent investment products from our partner Swisscanto Invest by Zürcher Kantonalbank support both cautious and courageous investment strategies. 

It doesn’t matter if you’re a novice or an expert when it comes to securities: you can decide for yourself whether frankly should suggest an investment product that suits your needs or whether you, as an expert, would prefer to decide on an investment product yourself.


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Nachhaltig anlegen mit frankly

Invest in active and sustainable investment products

Our Swisscanto investment products play a pioneering role in sustainable investing. Invest in our actively managed, sustainable Swisscanto investment products at a current all-in fee of just 0.46%. Only available with frankly.


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Make the most of your pillar 3a

Do you want to have a full overview of your retirement savings at all times? With the frankly app, you can see how your assets are performing at any time, as well as make deposits and gain access to your investment strategy. No matter where you are.

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It only takes a few minutes to get started

  • 1

    Download for free

    Download frankly from the App Store or Google Play.

  • 2

    Quick registration

    A pillar 3 account is easy to open – no paperwork required.

  • 3

    Get started and save

    Pay in your retirement savings to frankly pillar 3a.

Download now for a better pen­sion solution

Request the download link be sent to you by text message. Or scan the QR code to download frankly directly.

Download link by text message

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