Here’s how it works:
*Only valid for new frankly customers within 48 hours of first opening an account. The code cannot be used in conjunction with any other voucher codes. Vouchers can be redeemed until 31 December 2023. This is an advertisement for a financial service. © 2023 Savings 3 Pension Foundation of Zürcher Kantonalbank
Fully digital. No paperwork and no bank visits.
Invest in high-quality Swisscanto investment products.
60% cheaper than comparable securities savings offers (source: moneyland.ch).
Swisscanto’s active investment products with a «responsible» sustainability approach.
Your potential assets with securities
Your employment relationship
Calculation and risk information
Every investment strategy has its own forecast. The calculation uses economic models and statistical methods. A distinction is made between expected performance, the lower value (worst-case performance) and the upper value (best-case performance). In 95 out of 100 cases, the performance of your balance should be between the upper and lower value. The forecast can be generated for an investment horizon of up to 10 years at most. With a longer investment horizon, the calculations are continued with the same values but no statements can be made about the probability that the calculated results will occur. The calculated values are net after deduction of the frankly all-in fee and are based on an interest payment of 0.25% on the pillar 3 account. Please note that this forecast does not take into account inflation and any taxes due at maturity.
Details on the calculation
The expected value is shown after deduction of the cumulative all-in fee and the cumulative average fees of the pillar 3 securities solutions compared by the independent Swiss online comparison service moneyland.ch (as of December 2022). The calculation is based on the same assumptions regarding expected performance. It illustrates that saving with lower fees over a longer period of time leads to financial benefits. The calculation is based on the assumption that fees remain unchanged during the entire investment period.
With frankly's 0.45% all-in-fee
With the competitor product and avg. 1.21% fees
The all-in fee on your account and securities balance is currently 0.45% thanks to the community discount. With frankly, you can expect no securities custody fees and no flat-rate administrative fees for the investment product; they are included in the all-in fee. Saving securities with frankly is half the price of comparable offers (source: moneyland.ch).
Please note that issue and redemption charges apply in favour of the fund for the indexed investment products in particular and these are not included in the all-in fee. You can find an exact definition of the all-in fee in the FAQs.
Pension provision made easy. All you need is your smartphone, tablet or computer and an ID. Needless to say, we’ll help you every step of the way. Register now and you're all set to go. It only takes a few short minutes. So what are you waiting for?
The main goal is to build up your savings. The excellent investment products from our partner Swisscanto support both cautious and courageous investment strategies.
It doesn’t matter if you’re a novice or an expert when it comes to securities: you can decide for yourself whether frankly should suggest an investment product that suits your needs or whether you, as an expert, would prefer to decide on an investment product yourself.
Our Swisscanto investment products play a pioneering role in sustainable investing. Invest in our actively managed, sustainable Swisscanto investment products at a current all-in fee of just 0.45%. Only available with frankly.
Do you want to have a full overview of your retirement savings at all times? No matter whether it’s with your smartphone, tablet or computer, with frankly you can see how your assets are performing at any time, as well as make deposits and gain access to your investment strategy. No matter where you are.
Download frankly now or register online straight away.
A pillar 3 account is easy to open – no paperwork required.
Pay in your retirement savings to frankly pillar 3a.
Start with frankly today and invest in multiple award-winning investment products from Swisscanto. Digital, transparent and secure.
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Transfer 3a to frankly + CHF 100 voucher* >
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