Help your friends sort out their retirement planning


By taking out a frankly pillar 3a, you have already taken an important step towards reducing the pension gap in your old age. Help others do the same as well. Share your enthusiasm for frankly with your friends and acquaintances and get a CHF 25 voucher off your fees for each successful referral!

Refer a friend now & benefit together

Why is it so important for us to talk about retirement planning more?

Nearly one in two people aged 25 to 39 do not have a 3rd pillar

The average pension only covers about 60% of a person's income. What makes the pillar 3a so important is that it enables you to close this gap. Nearly half of 25 to 39-year-olds in employment currently don’t have a 3rd pillar – which is why they should regularly invest in retirement planning as early as possible. It makes sense even when making small contributions. 

Ensuring financial independence for women

Career breaks, part-time working and a longer life expectancy are often a reality for women. As a result, women’s pension assets are on average CHF 20,000 per year lower than those of men. This so-called pension gender gap could be closed, for example, by making regular payments into the 3rd pillar.

Low interest rates mean you need to be brace to hold securities

Attraktive Renditechancen sind bei einem Sparkonto im aktuellen Zinsumfeld nicht gegeben. In diesem volatilen Umfeld empfiehlt es sich, gestaffelt in Wertschriften zu investieren. Damit wird vermieden, alles zu einem ungünstigen Zeitpunkt zu investieren. Je länger der Zeithorizont, desto grösser darf grundsätzlich der Aktienanteil im Portfolio sein. frankly bietet daher für jeden Anlagetyp ein passendes Produkt.

Give a CHF 50 fee voucher to your friends and receive a CHF 25 credit towards your fees*

How it works:

  1. Click on the big «+» in your frankly app and then select «Invite friends & benefit».
  2. Send your personal referral code to friends and acquaintances - they will then receive a welcome voucher* worth CHF 50 on the fees
  3. As soon as your code is used to open a new frankly account, we will inform you. Your CHF 25.- credit will be issued automatically
  4. Your CHF 25.- credit on the fees can be cumulated, so that you can inspire an unlimited number of friends for frankly.



* Please note that the voucher you have forwarded to your friends is only valid and redeemable for new frankly customers within 48 hours of the first account opening.  



Refer a friend now
frankly - Säule 3a

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