Pillar 3a savings in cash  with interest


Do you want to play it safe with your pillar 3a? No problem, frankly offers you a interest rate on your pillar 3a cash assets if you do not want to invest in securities.

Only a small adjustment to frankly is necessary to do this.

This is how you invest your 3a assets in cash


  1. Open frankly and select the risk level "0 = No risk” in the “Open an account” stage in Supported mode. In Self-employed mode, go to the “Cash” tab.
  2. Now you can simply make a deposit and receive a current interest rate of 0.80% on your cash assets.


What advantages do you get from holding your pillar 3a assets in cash?


  • Even if your pillar 3a assets are not invested in securities, you still benefit from the effects of compound interest in the long run.


  • You can avoid the risk of making big losses as a result of an equity market downturn. This can be especially relevant if you are coming up to retirement age or you want to use your pension assets in the near future, e.g. to purchase property.



Are you already a frankly client and invested in securities?
Do you want to play it safe and save with your pillar 3a in cash? If yes, simply change your investment mode to “Independent”. As soon as you sell your securities afterwards, your pension assets will automatically be held in cash and earn interest. 


Good to know

The best thing is that you will not pay any fees on your frankly 3a cash assets!

Please rotate device