We all have our little moments of pleasure during the day. The coffee on our way to work, the croissant for lunch or the chocolate afterwards. But can you imagine giving up your daily takeaway coffee on the way to work and investing the money in your pillar 3a instead?

Have you considered how much wealth you could accumulate with such a small amount over the course of 35 years until retirement age? It really adds up! Assuming that you make a daily deposit of CHF 5 (or CHF 1800 annually), and you’re 30 years old, male, employed, and choose the ambitious investment strategy with a hypothetical annual return of 4.9%*, this amounts to around CHF 130,000. Amazing, eh?

Use our pension calculator and calculate your pension now.