Save on fees with a CHF 50 voucher*.
 

Voucher code: FRANKLY82

Here’s how it works:
 

  1. Download the frankly app & open a fully digital pillar 3a account in just a few minutes
  2. Enter voucher code "FRANKLY82" in the app and save on fees.
  3. Discover frankly, make your first deposit
  4. Simply deposit & switch existing pillar 3a to frankly

 

* Only valid for new frankly customers within 48 hours of first opening an account. The code cannot be used in conjunction with any other voucher codes. Vouchers can be redeemed until 31 December 2022. This is an advertisement for a financial service. © 2022 Savings 3 Pension Foundation of Zürcher Kantonalbank

Pillar 3a securities solutions

Compare the fees and performance of Swiss pillar 3a pension products with frankly’s investment products now.

Your details of current suppliers

3a securities assets
CHF

The following cost components are included in the fee comparison: Custody fees and product costs (TER = Total Expense Ratio). Not included: transaction, issuing and redemption fees for indexed investment products as well as any fees and incidental costs charged directly to the investment product (e.g. bid/offer spreads, commissions, taxes, duties and total expense ratio (TER) of exchange-traded real estate funds).

3a account assets
CHF

It is assumed that no costs are incurred for the account assets at the competitors. Please note that the calculation of the all-in fee at frankly is based on the account balance and the equivalent value of the securities.

3a total assets

CHF

Selection of settlement offer (securities):

Assumption:
Your pillar 3a assets from your current provider will also be invested equally with frankly in securities and account assets.
Find out now

Cost comparison in 10 years

The following cost components are included in the fee comparison: Custody fees and product costs (TER = Total Expense Ratio). Not included: transaction, issuing and redemption fees for indexed investment products as well as any fees and incidental costs charged directly to the investment product (e.g. bid/offer spreads, commissions, taxes, duties and total expense ratio (TER) of exchange-traded real estate funds). 

It is assumed that no costs are incurred for the account assets at the competitors. 

Please note that the calculation of the all-in fee at frankly is based on the account balance and the equivalent value of the securities.

Possible transaction and account fees of competitors are not taken into account. Only products with ISIN are available for the purposes of comparison. Last updated: 31 December 2021, Source: Morningstar

Savings thanks to the all-in-fee of 0.45% on all frankly products
CHF 53'300

With competing product 
and ø 1.21% fees

* according to comparable offers from the Swiss online comparison service moneyland.ch

Your benefits with frankly:
Per year:
In 30 years

Fees are not everything! Performance is also important.

Since the launch (the period from 1 April 2020 to 28 February 2022), the investment products have performed as follows.

Please note that the performance comparison is only for the period from 1 April 2020 (the launch of frankly) to 31 December 2021, and therefore reflects an extraordinary economic situation with occasionally considerable stock market fluctuations in view of the worldwide lockdowns. Because of this, it is not possible to make a one-size-fits-all comparison of how the investment products described have performed in the past, nor is it possible to predict the relationship between any future returns. In addition, the securities portrayed sometimes pursue different investment strategies with varying degrees of equity exposure, which is why the opportunities and risks inherent in the products are different and make it difficult to compare the investment products. Past performance and returns are also no guarantee of future investment performance. The performance results refer to the net performance (after deduction of product costs). 

Source: Morningstar

If you want to compare performance with your current provider, select a settlement offer (securities) above.

Select a settlement offer 

For comparison purposes, the performance of competitors in relation to 3a securities assets over the same period should be noted.

Note

The following cost components are included in the fee comparison: Custody fees and product costs (TER = Total Expense Ratio). Not included: transaction, issuing and redemption fees for indexed investment products as well as any fees and incidental costs charged directly to the investment product (e.g. bid/offer spreads, commissions, taxes, duties and total expense ratio (TER) of exchange-traded real estate funds).

It is assumed that no costs are incurred for the account assets at the competitors. 

Please note that the calculation of the all-in fee at frankly is based on the account balance and the equivalent value of the securities.

Possible transaction and account fees of competitors are not taken into account. Only products with ISIN are available for the purposes of comparison. 

Please note that the performance comparison is only for the period from 1 April 2020 (the launch of frankly) to 28 February 2022, and therefore reflects an extraordinary economic situation with occasionally considerable stock market fluctuations in view of the worldwide lockdowns. Because of this, it is not possible to make a one-size-fits-all comparison of how the investment products described have performed in the past, nor is it possible to predict the relationship between any future returns. In addition, the securities portrayed sometimes pursue different investment strategies with varying degrees of equity exposure, which is why the opportunities and risks inherent in the products are different and make it difficult to compare the investment products. Past performance and returns are also no guarantee of future investment performance. The performance results refer to the net performance (after deduction of product costs).

Last updated: 28 February 2022, Source: Morningstar

The frankly pillar 3a app at a glance

Simply cheap
Simple and fast
Prepare for retirement
Sustainable investing
Fully digital
So günstig ist frankly mit seiner All-in-FeeSo günstig ist frankly mit seiner All-in-Fee

Current all-in fee: 0.45%

The all-in fee on your account and securities balance is currently 0.45% thanks to the community discount. With frankly, you can expect no securities custody fees and no flat-rate administrative fees for the investment product; they are included in the all-in fee. Saving securities with frankly is half the price of comparable offers (source: moneyland.ch). 

Please note that issue and redemption charges apply in favour of the fund for the indexed investment products in particular and these are not included in the all-in fee. You can find an exact definition of the all-in fee in the FAQs.

 

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Open your frankly pillar 3a in just a few minutes

Pension provision made easy. All you need is your smartphone and an ID. Needless to say, we’ll help you every step of the way. Just download the app and away you go. In just a few minutes, you’re in. So what are you waiting for?

 

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Richtig vorsorgen mit frankly

Find an investment product that suits you. We’ll help you.

The main goal is to build up your savings. The excellent investment products from our partner Swisscanto support both cautious and courageous investment strategies. 

It doesn’t matter if you’re a novice or an expert when it comes to securities: you can decide for yourself whether frankly should suggest an investment product that suits your needs or whether you, as an expert, would prefer to decide on an investment product yourself.

 

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Nachhaltig anlegen mit frankly

Invest in active and sustainable investment products

Our Swisscanto investment products play a pioneering role in sustainable investing. Invest in our actively managed, sustainable Swisscanto investment products at a current all-in fee of just 0.45%. Only available with frankly.

 

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Make the most of your pillar 3a

Do you want to have a full overview of your retirement savings at all times? With the frankly app, you can see how your assets are performing at any time, as well as make deposits and gain access to your investment strategy. No matter where you are.

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It only takes a few minutes to get started

  • 1

    Download for free

    Download frankly from the App Store or Google Play.

  • 2

    Quick registration

    A pillar 3 account is easy to open – no paperwork required.

  • 3

    Get started and save

    Pay in your retirement savings to frankly pillar 3a.

Download now for a better pen­sion solution

Request the download link be sent to you by text message. Or scan the QR code to download frankly directly.

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