Save on fees with a CHF 35 voucher*.

Voucher code: PROMO35


Here’s how it works:

  1. Download the frankly app or register online
  2. Open a fully digital pillar 3a or vested benefits account in just a few minutes
  3. Enter the code while setting up an account and save on fees
  4. Discover frankly, make your first deposit and transfer your existing pension savings


Open now

*Only valid for new frankly customers within 48 hours of first opening an account. The code cannot be used in conjunction with any other voucher codes. Vouchers can be redeemed until 31 December 2023. This is an advertisement for a financial service.

© 2023 Savings 3 Pension Foundation of Zürcher Kantonalbank and Vested Benefits Foundation of Zürcher Kantonalbank

Your advantages with frankly

Quick and under­stand­able

Fully digital. No paperwork and no bank visits.

Attractive yield oppor­tu­ni­ties

Invest in high-quality Swisscanto investment products or keep your pension assets in cash.

Simply cheap

60% cheaper than comparable securities savings offers (source:

Sus­tain­able investing 

Swisscanto’s active investment products with a "responsible" sustainability approach.

Calculate your pension

Your potential assets with frankly

Your gender

years old
Transfer vested benefits assets
Risik level

Safety is a top priority for you. You want to avoid risks and losses. You prefer steady asset growth with only very slight fluctuations.

You tend towards safety and only take manageable risks. You accept small fluctuations in assets.

You are risk-tolerant, but you do not take major risks. You accept slight fluctuations in assets.

You are more open to risk and are willing to take increased risks. You accept moderate fluctuations in assets.

Higher potential returns
"frankly - expected" compared to the
"frankly vested benefits cash":

Calculation and risk information

Every investment strategy has its own forecast. The calculation uses economic models and statistical methods. A distinction is made between expected performance, the lower value (worst-case performance) and the upper value (best-case performance). In 95 out of 100 cases, the performance of your balance should be between the upper and lower value. The forecast can be generated for an investment horizon of up to 10 years at most. With a longer investment horizon, the calculations are continued with the same values but no statements can be made about the probability that the calculated results will occur. The calculated values are net after deduction of the frankly all-in fee and are based on an interest payment of 0.15% on the vested benefits account. Please note that this forecast does not take into account inflation and any taxes due at maturity. (state 30.06.2023)


frankly - best case
frankly - expected
frankly Vested benefits cash
frankly - worst case

Do you invest in securities?
This is how much you can save with frankly:

Details on the calculation

The expected value is shown after deduction of the cumulative all-in fee and the cumulative average fees of the vested benefits securities solutions compared by the independent Swiss online comparison service (as of June 2023). The calculation is based on the same assumptions regarding expected performance. It illustrates that saving with lower fees over a longer period of time leads to financial benefits. The calculation is based on the assumption that fees remain unchanged during the entire investment period.

Savings thanks to 
the all-in-fee of 0.45%

With frankly's 0.45% all-in-fee on frankly vested benefits securities

With the competitor product and avg. 1.21% fees

frankly vested benefits at a glance

Simply cheap
Simple and fast
Prepare for retirement
Sustainable investing
Fully digital

Current all-in fee: 0.45%

The all-in fee on your securities balance is currently 0.45% thanks to the community discount. With frankly, you can expect no securities custody fees and no flat-rate administrative fees for the investment product; they are included in the all-in fee. Saving securities with frankly is half the price of comparable offers (source: 

Please note that issue and redemption charges apply in favour of the fund for the indexed investment products in particular and these are not included in the all-in fee. You can find an exact definition of the all-in fee in the FAQs.


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Open your frankly in just a few minutes

Pension provision made easy. All you need is your smartphone, tablet or computer and an ID. Needless to say, we’ll help you every step of the way. Register now and you're all set to go. It only takes a few short minutes. So what are you waiting for?


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Find an investment product that suits you. We’ll help you.

The main goal is to build up your savings. The excellent investment products from our partner Swisscanto support both cautious and courageous investment strategies. 

It doesn’t matter if you’re a novice or an expert when it comes to securities: At frankly you will find the right investment product for you.


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Invest in active and sustainable investment products

Our Swisscanto investment products play a pioneering role in sustainable investing. Invest in our actively managed, sustainable Swisscanto investment products at a current all-in fee of just 0.45%. Only available with frankly.


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Make the most of your vested benefits

Do you want to have a full overview of your retirement savings at all times? No matter whether it’s with your smartphone, tablet or computer, with frankly you can see how your assets are performing at any time, as well as make deposits and gain access to your investment strategy. No matter where you are.


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It only takes a few minutes to get started

  • 1

    Simply get started

    Register online straight away or log in via computer or tablet.

  • 2

    Quick registration

    A vested benefits account is easy to open – no paperwork required.

  • 3

    Get started and save

    Transfer your retirement savings to frankly vested benefits.

Get started now and open a vested benefits account


Start with frankly today and invest in multiple award-winning investment products from Swisscanto. Digital, transparent and secure.

Open now

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