Why the frankly pillar 3a app is the right pension solution for you

frankly is the ideal private pension solution for your pillar 3a.


Your advantages with the frankly pillar 3a app

You already know how important pillar 3a is for your private retirement provision. Now it is a matter of finding the right provider with the right retirement savings plan. We give you good reasons why you should switch to the pillar 3a app from frankly:

Save taxes with pillar 3a - frankly

1. You save on taxes

With every franc you pay into your pillar 3a retirement savings plan you reduce your taxable income up to the maximum amount, and therefore save on taxes! This means you benefit twice over.


> How can I save on taxes with pillar 3a?

2. frankly opening in a few minutes

We make sure that you do not have to go to a branch office or fill in any annoying paperwork. The opening process only takes a few minutes. All you need is a smartphone and an ID card and you are one big step closer to building up your retirement assets and saving on taxes at the same time.

easy opening with frankly

simple process - pillar 3a

3. With as little as CHF 1.-

You decide for yourself. There is no minimum deposit.

4. Simple & under­standable – fully digital

We are completely rethinking pillar 3a: You can manage your 3a retirement provision comfortably and easily via the frankly app, monitor your performance at any time and have access to all important information and documents from anywhere. You can also make investments and sales every day. What more do you want?

Säule 3a einfach und verständlich

attractive investment products

5. Attractive yield oppor­tu­nities through high-quality in­vestment pro­ducts

The top priority is to build up your assets so that you can continue to fulfil your wishes in old age. frankly invests in securities and only in high-quality Swisscanto investment products. You decide with your strategy how much risk you want to take. We have five investment strategies and eight products for you, and also give you tips on how to make the right investment decisions.

Find out what retirement assets are available to you in old age thanks to frankly.


>  To the pension calculator

>  Our Swisscanto investment products
>  Why should I invest my pillar 3a in securities?

6. Radical pricing model: 60% cheaper than com­parable securities savings offers 

Low costs are important in order to achieve high returns. Our current all-in fee of 0.47% on account and securities balances is half the price of comparable securities savings offers. This has been confirmed by the independent Swiss online comparison service moneyland.ch.


>  To the pension calculator

radical price model

frankly community discount

7. Sustainable retirement products

Swisscanto investment products play a pioneering role in sustainable investing. All active Swisscanto investment products of frankly are based on a responsible approach and are committed to a wide range of criteria (such as the reduction of CO2 emissions in line with the Paris Agreement, binding compliance with ESG criteria, i.e. special rules on environmental, social and governance requirements, blacklisting and much more).

8. Easy transfer

Make the most of your pillar 3 with the frankly app. Even if you’ve already got pillar 3a accounts with other providers, you can easily transfer them to frankly. We will pay the transfer costs for you. We will pay any costs you incur for selling your existing securities or for closing your account (this applies to all savings contracts with bank foundations).

frankly - easy transfer

Gemeinsam sparen - nur bei frankly

9. Our Community discount

You’re not alone. The more customers who use frankly, the cheaper the all-in fee becomes for everyone. We have already reached the first discount level of CHF 100 million, and frankly will become even cheaper with the more people who use it. You can see how far away we are from the next threshold in the app.

10. Safety & experience

frankly was developed by Zürcher Kantonalbank, one of the safest universal banks in the world. Zürcher Kantonalbank can call on over 150 years of experience since its founding, and more than one million clients place their trust in it. We give everything for you for the Zürcher Kantonalbank’s Savings 3 Pension Foundation and the excellent products of Swisscanto Invest by Zürcher Kantonalbank.

frankly - Sicherheit und Erfahrung durch ZKB

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