Why the frankly pillar 3a is the right pen­sion so­lu­tion for you

frankly is the ideal private pension solution for your pillar 3a.




Your advantages with the frankly pillar 3a app

You already know how important pillar 3a is for your private retirement provision. Now it is a matter of finding the right provider with the right retirement savings plan. We give you good reasons why you should switch to the pillar 3a from frankly:

Save taxes with pillar 3a - frankly

1. You save on taxes

With every franc you pay into your pillar 3a retirement savings plan you reduce your taxable income up to the maximum amount, and therefore save on taxes! This means you benefit twice over.

How can I save taxes with pillar 3a?

2. frankly opening in a few minutes

We make sure that you don’t have to go to a branch office or fill in any annoying paperwork. The opening process only takes a few minutes. All you need is a smartphone, tablet or computer and an ID card and you are one big step closer to building up your retirement assets and saving on taxes at the same time.

easy opening with frankly
simple process - pillar 3a

3. With as little as CHF 1

You decide for yourself. There is no minimum deposit.

Saving even with small amounts

4. Simple & under­standable – fully digital

We are completely rethinking the pillar 3a. You can manage your 3a retirement provision comfortably and easily online, monitor your performance at any time and have access to all important information and documents from anywhere. You can also make investments and sales every day. What more do you want?

Säule 3a einfach und verständlich
attractive investment products

5. Attractive yield oppor­tu­nities through high-quality in­vestment pro­ducts

The top priority is to build up your assets so that you can continue to fulfil your wishes in old age. frankly invests in securities and only in high-quality Swisscanto investment products. You decide with your strategy how much risk you want to take. We have five investment strategies and nine products for you, and also give you tips on how to make the right investment decisions.

Find out what retirement assets are available to you in old age thanks to frankly.

Why should I invest my 3a in securities?

6. Radical pricing model: 60% cheaper than com­parable securities savings offers 

Low costs are important in order to achieve high returns. Our current all-in fee of 0.45% on account and securities balances is half the price of comparable securities savings offers (source: moneyland.ch). This has been confirmed by the independent Swiss online comparison service moneyland.ch.

To the pension calculator
radical price model
frankly community discount

7. Sustainable retirement products

Swisscanto investment products play a pioneering role in sustainable investing. frankly backs this strategy too. All active Swisscanto investment products in frankly follow a responsible approach with a wide range of criteria (CO2 reduction goal in accordance with the Paris Agreement, systematic analysis of ESG criteria, i.e. inclusion of environmental, social and governance aspects in investment decisions, exclusions).

Investing sustainably

8. Easy transfer

Make the most of your pillar 3 with the frankly app. Even if you’ve already got pillar 3a accounts with other providers, you can easily transfer them to frankly. We will pay the transfer costs for you. We will pay any costs you incur for selling your existing securities or for closing your account (this applies to all savings contracts with bank foundations).

Transferring is simple
frankly - easy transfer
Gemeinsam sparen - nur bei frankly

9. Our Community discount

You’re not alone. The more customers who use frankly, the cheaper the all-in fee becomes for everyone. In the meantime we have already reached the third discount level of CHF 1,000 million, and with the more people who use it frankly will get even cheaper. You can see how far away we are from the next threshold in the app or web version.

10. Safety & experience

frankly was developed by Zürcher Kantonalbank, one of the safest universal banks in the world. Zürcher Kantonalbank can call on over 150 years of experience since its founding, and more than one million clients place their trust in it. We give everything for you for the Zürcher Kantonalbank’s Savings 3 Pension Foundation and the excellent products of Swisscanto.

About us
frankly - Sicherheit und Erfahrung durch ZKB

More about the topic

Everything about pillar 3a

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