Save for re­tire­ment with ease using frankly vested benefits.

 

Promotion:
Transfer your vested benefits to frankly by 29 February 2024 and receive a CHF 100 voucher* towards your fees. This applies to transfers of at least CHF 20,000.

More about this promotion

 

Start with frankly today and choose between cash or invest in multiple award-winning investment products from Swisscanto. Digital, transparent. Now at frankly via computer & tablet. Not yet via app.

 

frankly was developed by Zürcher Kantonalbank, one of the safest universal banks in the world. 

Your advantages with frankly

Quick and under­stand­able

Fully digital. No paperwork and no bank visits.

Att­rac­tive yield oppor­tu­nit­ies 

Invest in high-quality Swisscanto investment products or keep your pension assets in cash.

Simply cheap 

60% cheaper than com­parable securities savings offers (source: moneyland.ch).

Sus­tain­able in­vest­ing 

Swisscanto’s active investment products with sustainability approach.

 

Calculate your pension

Your potential assets with frankly

Your gender

You're
years old
Transfer vested benefits assets
CHF
Risk level

You play it safe and receive a privileged interest rate. Your assets will grow steadily.

Safety is a high priority to you. You want to avoid risks and losses. You prefer steady asset growth with only very slight fluctuations.

You prefer safety and take only manageable risks. You are willing to accept small fluctuations in assets.

You tolerate risk, but do not take any major risks. You accept moderate fluctuations in your assets.

You are more open to risk and are willing to take increased risks. You are willing to accept higher fluctuations in assets.

This is how much you get with “frankly - cash”: Higher potential returns
"frankly - expected" compared to the
"frankly - cash":
CHF

Calculation and risk information

Every investment strategy has its own forecast. The calculation uses economic models and statistical methods. A distinction is made between expected performance, the lower value (worst-case performance) and the upper value (best-case performance). In 95 out of 100 cases, the performance of your balance should be between the upper and lower value. The forecast can be generated for an investment horizon of up to 10 years at most. With a longer investment horizon, the calculations are continued with the same values but no statements can be made about the probability that the calculated results will occur. The calculated values are net after deduction of the frankly all-in fee and are based on an interest payment of 0.40% on the vested benefits account. Please note that this forecast does not take into account inflation and any taxes due at maturity. (state 01.01.2024)

Today
in

frankly - best case
CHF
frankly - expected
CHF
frankly - cash
CHF
frankly - worst case
CHF

Do you invest in securities?
This is how much you can save with frankly:

Details on the calculation

The expected value is shown after deduction of the cumulative all-in fee and the cumulative average fees of the vested benefits securities solutions compared by the independent Swiss online comparison service moneyland.ch (as of January 2024). The calculation is based on the same assumptions regarding expected performance. It illustrates that saving with lower fees over a longer period of time leads to financial benefits. The calculation is based on the assumption that fees remain unchanged during the entire investment period.

Savings thanks to 
the all-in-fee of 0.44%
CHF

With frankly's 0.44% all-in-fee on frankly vested benefits securities

With the competitor product and avg. 1.21% fees

frankly vested benefits at a glance

Simply cheap
Simple and fast
Prepare for retirement
Sustainable investing
Fully digital

Current all-in fee: 0.44%
No all-in fee is payable on the cash.

The all-in fee on your securities balance is currently 0.44% thanks to the community discount. With frankly, you can expect no securities custody fees and no flat-rate administrative fees for the investment product; they are included in the all-in fee. Saving securities with frankly is half the price of comparable offers (source: moneyland.ch). 

Please note that issue and redemption charges apply in favour of the fund for the indexed investment products in particular and these are not included in the all-in fee. You can find an exact definition of the all-in fee in the FAQs.

 

No all-in fee is payable on the cash.

 

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Open your frankly in just a few minutes

Pension provision made easy. All you need is your smartphone, tablet or computer and an ID. Needless to say, we’ll help you every step of the way. Register now and you're all set to go. It only takes a few short minutes. So what are you waiting for?

 

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Find an investment product that suits you. We’ll help you.

The main goal is to build up your savings. The excellent investment products from our partner Swisscanto support both cautious and courageous investment strategies. 

It doesn’t matter if you’re a novice or an expert when it comes to securities: At frankly you will find the right investment product for you.

 

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Invest in active and sustainable investment products

Our Swisscanto investment products play a pioneering role in sustainable investing. Invest in our actively managed, sustainable Swisscanto investment products at a current all-in fee of just 0.44%. Only available with frankly.

 

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Make the most of your vested benefits

Do you want to have a full overview of your retirement savings at all times? No matter whether it’s with your smartphone, tablet or computer, with frankly you can see how your assets are performing at any time, as well as make deposits and gain access to your investment strategy. No matter where you are.

 

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It only takes a few minutes to get started

  • 1

    Simply get started

    Register online straight away or log in via computer or tablet.

  • 2

    Quick registration

    A vested benefits account is easy to open – no paperwork required.

  • 3

    Get started and save

    Transfer your retirement savings to frankly vested benefits.



Get started now and open a vested benefits account

 

Start with frankly today and invest in multiple award-winning investment products from Swisscanto. Digital, transparent and secure.

Open now

What others are saying about frankly:

«

Handelszeitung, Säule 3a Testurteil:
«Beste Performance»

 

frankly gehört zu den »Top 10 Anbieter mit der besten Performance über 5 Jahre». HZ, 07.12.2023 

«

Handelszeitung, Pillar 3a test verdict: very good

 

frankly is rated as very good in the Category «provider with the best performance over five years». HZ, 1.06.2023

«

Handelszeitung, Pillar 3a test verdict: frankly is test winner

 

frankly is rated as very good in the Category «provider with the best performance over five years». HZ, 25.05.2022

«

Swisscanto's investment products are performing very well. With a return of 5.36% over the last 10 years, the Swisscanto BVG Responsible Portfolio 45 VT has performed best. The Swisscanto BVG Index 45 VT follows in second place with a return of 5.23%. K-Geld, 6/2021

Read article
«

The app’s functionality also impressed the jury. It is possible to open up a new retirement savings account in less than five minutes, including the digital signature, signing the contract and onboarding. (Jury of the Best of Swiss App Award)

Read article
«

The fee structure at frankly is truly remarkable, firstly because it is radically simple and secondly because the products are in direct competition with the traditional Swisscanto funds in terms of fees.

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«

The funds offered by the Zürcher Kantonalbank through frankly have an average cost well below the average for retirement funds as a whole.

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«

Frankly is a great option for a pillar 3a and offers a great user experience with very competitive pricing.

Read article

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