FAQ

FAQ Overview

What happens to my frankly vested benefits account in the event of a divorce, death or if I emigrate?

In the event of divorce, emigration or death, there are regulations to be followed.

Divorce

In the event of a divorce, the spouses’ vested benefits assets are settled according to the extent determined by the court.

Emigrate

When moving to an EU/EFTA state, it must be clarified whether or not there is still a social security obligation in the relevant destination country. If there is no social security obligation, the entire pension assets can be withdrawn. If there is a social security obligation, only the extra-mandatory part can be withdrawn from the occupational pension scheme.

The entire pension assets can be withdrawn in all other countries with the exception of the Principality of Liechtenstein.

Death

In the event of death, vested benefits are paid out in accordance with the beneficiary clause in Art. 15 of the Ordinance on Vested Benefits in Occupational Retirement, Survivors' and Disability Pension Plans (OLP). Beneficiary status can be changed within a very narrow framework.

What to consider when emigrating?

What to consider when emigrating?

Find out what you can do with your vested benefits when you emigrate.

Read the article

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