This review will help you get off to a fresh start this year, put your finances in order, avoid mistakes, and save time and money. All in less than a day
As we enter 2023, it’s time for New Year’s resolutions. Now is the perfect moment to review your finances, put them in order, and complete all your important outstanding tasks.
If you tackle these things in January, you’ll avoid costly mistakes and be optimally prepared for the coming year. To help you get down to action, we have listed the five most important points below:
Take the time to get an overview of all the places where you have some money, and check that you’ve included all your savings and retirement goals, as well as money for taxes and other expenses. Do you have something special planned this year that you’ll need money for, or do you want to catch up on something that you weren’t able to do last year?
If you can afford to, you should pay the highest possible amount into your pillar 3a as early as January. That way your money has more time to work. If that’s not possible, then pay in as much as you can and set up standing orders for the rest so you don’t have to think about it any more.
If you have invested your pillar 3a in securities, now is a good time to review your strategy. Some questions to think about:
All of these questions have an impact on your investment strategy. The start of the year is a good time to make changes to your strategy.
At the turn of the year, many key documents arrive such as tax certificates and interest statements. It’s a good idea to collect and organise them systematically. This gives you an overview of them and saves time when you’re preparing your tax return.
Tip: You can find the frankly tax documents directly in the app in your profile under «Mailbox» or in the frankly web version under «Documents».
It makes sense to enter deadlines and set up standing orders at the start of the year. That way, you won’t miss any deadlines or have to deal with your finances all the time.
Transfer 3a to frankly + CHF 100 voucher* >
Please rotate device